Coinbase Wallet vs MetaMask: what their terms and records say
Coinbase Wallet vs MetaMask: what differs?
From their own documents, Coinbase Wallet and MetaMask differ on the gambling clause (Coinbase Wallet: illegal gambling only; MetaMask: not disclosed) and the liability cap. No winner is declared: which difference counts depends on how you use the wallet. 4 differences are explained below with who each one matters to.
Documents last checked Reviewed by CryptoGuardz Register Desk, editorial desk
Disclosure: CryptoGuardz has no commercial relationship with Coinbase Wallet or MetaMask and earns nothing if you install either. Every cell below is a field from one of the two register records, each built from documents the company publishes and dated when read. Corrections go to the corrections page.
Coinbase Wallet and MetaMask side by side
| Field | Coinbase Wallet | MetaMask |
|---|---|---|
| Type | Software wallet | Software wallet |
| Custody in the terms | Self-custodial, by the terms | Self-custodial, by the terms |
| Entity and governing law | Coinbase Bermuda Technologies LimitedNot stated as a jurisdiction of incorporation beyond the name | Consensys Software Inc.Not stated as a jurisdiction of incorporation |
| Who can block an address | Another party in the stack | Another party in the stack |
| Gambling clause | Illegal gambling only | Not disclosed |
| Liability cap | 100 US dollars | the fees you paid it in the last twelve months, or 25,000 US dollars only if you paid none |
| Incidents on record | 0None found in primary sources; not proof of none | 0None found in primary sources; not proof of none |
| Cloud or hosted backup | Offered | Not offered |
| Sub-service clauses | 2 | 8 |
| Chains named | Bitcoin, Ethereum, Solana, Base | Ethereum, Bitcoin, Base, Solana, Tron, Polygon, BNB Chain |
| Terms read | Coinbase Wallet Terms of Service, last updated 8 September 2026Retrieved 2026-09-28 from wallet.coinbase.com | MetaMask Terms of Use, including Appendix 1 Additional OfferingsRetrieved 2026-09-22 from metamask.io |
What differs, and who it matters to
This comparison reads two records and declares no winner. Coinbase Wallet's binding document is the Coinbase Wallet Terms of Service, last updated 8 September 2026; MetaMask's is the MetaMask Terms of Use, including Appendix 1 Additional Offerings. On gambling, Coinbase Wallet's terms: illegal gambling only; MetaMask's: not disclosed. That matters to anyone funding a casino from the wallet, because a breach can cost access to the app. On liability, Coinbase Wallet's terms: capped at 100 US dollars; MetaMask's: capped at the fees you paid it in the last twelve months, or 25,000 US dollars only if you paid none. That matters only if the software itself causes a loss. Coinbase Wallet contracts through Coinbase Bermuda Technologies Limited and MetaMask through Consensys Software Inc., under different law, which matters to anyone who may need to bring a claim. Coinbase Wallet offers a cloud or hosted backup and MetaMask does not, which matters to a beginner choosing between a phrase on paper and an account to remember. The two records agree on custody position, who can block an address and incident count. The record lists 2 sub-service clauses for Coinbase Wallet and 8 for MetaMask: places where a swap, purchase or staking goes to another party. 4 points could not be verified for Coinbase Wallet and 5 for MetaMask.