Phantom vs Solflare: what their terms and records say
Phantom vs Solflare: what differs?
From their own documents, Phantom and Solflare differ on custody (Phantom: not settled by the terms; Solflare: self-custodial, by the terms) and who can block an address. No winner is declared: which difference counts depends on how you use the wallet. 3 differences are explained below with who each one matters to.
Documents last checked Reviewed by CryptoGuardz Register Desk, editorial desk
Disclosure: CryptoGuardz has no commercial relationship with Phantom or Solflare and earns nothing if you install either. Every cell below is a field from one of the two register records, each built from documents the company publishes and dated when read. Corrections go to the corrections page.
Phantom and Solflare side by side
| Field | Phantom | Solflare |
|---|---|---|
| Type | Software wallet | Software wallet |
| Custody in the terms | Not settled by the terms | Self-custodial, by the terms |
| Entity and governing law | Phantom Technologies, Inc.Not stated in the terms | Solrise Finance LtdNot stated |
| Who can block an address | None disclosed; the terms deny the power | None disclosed in the documents read |
| Gambling clause | Not disclosed | Not disclosed |
| Liability cap | 100 US dollars | 100 US dollars |
| Incidents on record | 0None found in primary sources; not proof of none | 0None found in primary sources; not proof of none |
| Cloud or hosted backup | Offered; changes who holds key material | Offered |
| Sub-service clauses | 7 | 2 |
| Chains named | Solana, Ethereum, Bitcoin, Base, Polygon | Solana |
| Terms read | Phantom Terms of Use, last updated 17 March 2026Retrieved 2026-09-22 from phantom.com | Solflare Terms of Service, version 7.0, September 2026Retrieved 2026-09-28 from solflare.com |
What differs, and who it matters to
This comparison reads two records and declares no winner. Phantom's binding document is the Phantom Terms of Use, last updated 17 March 2026; Solflare's is the Solflare Terms of Service, version 7.0, September 2026. On custody, Phantom reads "not settled by the terms" and Solflare "self-custodial, by the terms"; that matters to anyone who signs in with an email, Google or Apple account rather than keeping a phrase. On who can block an address, Phantom: none disclosed; the terms deny the power; Solflare: none disclosed in the documents read. That matters to anyone sending to an address a screening tool might flag, a casino deposit address included. Phantom contracts through Phantom Technologies, Inc. and Solflare through Solrise Finance Ltd, under different law, which matters to anyone who may need to bring a claim. The two records agree on gambling clause, liability cap and incident count. The record lists 7 sub-service clauses for Phantom and 2 for Solflare: places where a swap, purchase or staking goes to another party. 6 points could not be verified for Phantom and 3 for Solflare.