CryptoGuardzIndependent crypto register
Read the binding document, check it against the issuing register, publish the disagreement18+ · Gambling carries risk of loss

Choose a language

The register is published in these languages. If this page has no version in one of them, you go to that language’s home page.

Photo: Jason Dent / UnsplashRegister entry · tangem.com

Is Tangem safe? What its own terms say

Hacked, support scams, fees: is Tangem safe? The incident and support page.

In short, from the documents

Is Tangem safe to use for casino deposits?

Tangem's terms disclaim custody and access to your keys, so by their account only you can sign a deposit. Its terms name no gambling rule (tangem.com, read 2026-10-07), which is an absence, not a permission. Contracting party: Tangem AG. 6 points are not verified. 2 primary-source incidents are recorded. Liability: excluded for all loss.

Documents last checked Reviewed by CryptoGuardz Register Desk, editorial desk

Tangem: keys held on a device you hold. Self-custodial, by the terms.Who holds the keysYouDeviceSharedProviderMarked: DeviceSelf-custodial, by the terms.Tangem: who can block an address: none disclosed in the documents read.Who can block an addressNobodyProviderThird partyMarked: NobodyNone disclosed in the documents read.Tangem: gambling clause: not disclosed, read 2026-10-07. The terms name no gambling rule, which is an absence, not a permission.Gambling clauseBannedSilentAllowedMarked: Silent, not disclosedThe terms name no gambling rule, which is anabsence, not a permission. Read 2026-10-07.Tangem: 2 primary-source incidents recorded.Incidents on record2incidentsOnly incidents a primary source records.
Tangem: keys held on a device you hold; who can block an address: none disclosed in the documents read; gambling clause: not disclosed; 2 primary-source incidents recorded. From its own terms, documents last checked . Not a rating. Drawn by the CryptoGuardz Register Desk from the record.

Disclosure: CryptoGuardz has no commercial relationship with Tangem, earns nothing if you install it, and has not contacted the company or given it notice of this entry. Every statement below is either a verbatim quote from a document Tangem publishes or a statement about a public record, and both carry the date they were read. Corrections go to the corrections page.

10 clauses quoted verbatim · 5 sub-service clauses · 6 recorded gaps · 2 primary-source incidents · no numeric score

1. What this means for you

Consequences first, in the conditional, each one produced by a clause in a document Tangem publishes itself. Every line links to that clause, quoted in full and dated. None of them is a claim that Tangem can move your coins on chain: the terms disclaim that power and this register takes them at their word on it.

What can happen to you, and what in the document allows it

3 conditions, each one read out of a document Tangem publishes itself, out of the register of the authority that licensed it, or out of the limits of what this register has measured. Each link lands on the evidence.

2. What this entry records, and what it does not

This register publishes no number for a wallet. The payout score on the casino register has five defined components and a published arithmetic; no equivalent instrument exists here. What follows is a field-by-field account of what was read, where and when.

Binding termsRead in full10 clauses captured verbatim across 7 topics, retrieved 2026-10-07
Contracting entityTangem AGSwitzerland. The terms state Tangem AG is incorporated under Swiss law with registration number CHE-390.112.525, give its address as Baarerstrasse 10, CH-6300 Zug, select Swiss law and give exclusive jurisdiction to the courts of the Canton of Zug.
Custody position in the termsDisclaims custody and disclaims access to key materialAsserted from the terms, which state Tangem does not have access to and does not store private keys or recovery phrases, and that neither Tangem nor its infrastructure receives, transmits, stores or has access to them. The December 2024 incident recorded below shows that, in seed-phrase mode, private keys were written to app logs that users could send to Tangem support; Tangem states those logs were deleted.
Sub-services5 clauses recordedSwap · Fiat on-ramp · Staking. A count of recorded clauses, not of distinct companies.
Code auditNot measuredNo security audit, source review or reproducible-build check has been carried out or read by this register. A wallet's safety is largely decided there, and nothing on this page speaks to it.
First-party testNot measuredNo transaction has been signed, no swap executed and no recovery flow run through this product by this register.
Default node providerNot disclosedNo RPC or node provider is named in any primary document retrieved.

3. What we could not verify

Every entry carries this section. The gaps are published because a reader deserves the limits of the check as well as its results.

  • Key storage and recovery for the Tangem Mobile Wallet, the software wallet without a card, including whether it offers a cloud backup. The help-centre key-security article excludes it.
  • Named swap providers and staking validators. The terms name none; only MoonPay (privacy policy) and Polymarket (terms) are named counterparties.
  • The default node or RPC providers the app uses and what they see. Tangem's help centre says Tangem has no servers connected to blockchains, which implies third-party nodes; none is named.
  • The card generations and firmware affected by the Ledger Donjon finding. Tangem's post does not specify, and the Donjon report was not read.
  • Per-device network support. The chain list comes from a Tangem blog post, not a support matrix.
  • Whether the Tangem Pay card product is governed by these terms. Tangem Pay is not mentioned in the Terms of Service retrieved; its tariff document was found but not read.

4. Who you are contracting with

The binding document names a company and states where it is registered or which law governs. The detail and the clause are below.

Named counterpartyTangem AGsource · retrieved 2026-10-07
JurisdictionSwitzerland. The terms state Tangem AG is incorporated under Swiss law with registration number CHE-390.112.525, give its address as Baarerstrasse 10, CH-6300 Zug, select Swiss law and give exclusive jurisdiction to the courts of the Canton of Zug.
Relationships disclosedThe terms refer to Tangem Affiliates without naming them, and name one third-party counterparty: Blockratize Inc., doing business as Polymarket, for the Predictions Service. The privacy policy names MoonPay as an on-ramp and off-ramp partner and Google Analytics and Firebase for analytics.
How the binding document identifies the counterpartyRetrieved 2026-10-07
Tangem AG, a company incorporated under the laws of Switzerland (registration number: CHE-390.112.525)
tangem.com
Governing lawRetrieved 2026-10-07
A choice of law is not a statement of incorporation
any use of the Services and all legal disputes arising out of or in connection therewith shall be submitted to the exclusive jurisdiction of the courts of the Canton of Zug, Switzerland
tangem.com

5. The custody claim, and what the binding document says

Help-centre statements about the hardware card and ring. The same article says it applies only to Tangem Hardware Wallets and does not describe the Tangem Mobile Wallet, a software wallet with no card.

Tangem: the claim and the clause
What it says where you read it
No one can access the keys, whether they have stolen the card or ring, worked for Tangem, or even owned it
tangem.com · 2026-10-07
What the binding document says
Tangem does not have access to and does not store the User's Private Keys or Recovery Phrase
tangem.com · 2026-10-07
A second marketing statement on the same pointRetrieved 2026-10-07
The private key cannot be removed from the device under any circumstances
tangem.com
A second clause on the same pointRetrieved 2026-10-07
Tangem does not custody, control, or possess User assets and does not execute transactions on User's behalf
tangem.com

Hardware wallet. The device holds the keys: for a wallet created without a seed phrase the key is generated by the chip's hardware random number generator and, by Tangem's own help centre, cannot be removed from the card. The binding document is the Terms of Service for the Official Mobile Application, which governs both the device and the app. Where a user activates a wallet with a seed phrase, the help centre states the Tangem application generates the 12 or 24 words, so key material exists outside the chip in that mode.

Provider holds key material: no. Asserted from the terms, which state Tangem does not have access to and does not store private keys or recovery phrases, and that neither Tangem nor its infrastructure receives, transmits, stores or has access to them. The December 2024 incident recorded below shows that, in seed-phrase mode, private keys were written to app logs that users could send to Tangem support; Tangem states those logs were deleted.

6. Recovery, and where the terms and the marketing differ

Cloud or hosted backup offeredno
What is storedNothing by Tangem, by the terms. Recovery is by linking additional Tangem cards or rings as backup devices, or by a seed phrase where the user chose seed-phrase activation.
WhereOn the primary card and any linked backup cards, or in the user's own record of the seed phrase.
Changes the custody positionno
Recovery, in the provider's own wordsRetrieved 2026-10-07
Tangem does not store, hold, or provide any backup or recovery of a User's Private Key or Public Key
tangem.com
What the binding document says about recoveryRetrieved 2026-10-07
User may, at their own initiative, link additional physical Tangem Wallet devices as backup cards
tangem.com

No difference found for the hardware wallet: both say keys stay on the device and Tangem holds no backup. Not compared for the Tangem Mobile Wallet, whose key storage and any cloud backup were not read in this pass.

7. The app is not the wallet

5 clauses, each one a place where the product routes a user to a counterparty the user never contracts with by name, under terms the user never opens. The count is of recorded clauses and not of distinct companies: two entries can name the same counterparty and each still be a separate thing the terms permit.

Swap · 1 of 5Retrieved 2026-10-07
Third-party providers of crypto-to-crypto swap interfaces. None is named in the terms.
crypto-to-crypto swap interfaces and fiat on-ramp/off-ramp services ('On/Off-Ramp and Swap Services')
tangem.com
Fiat on-ramp · 2 of 5Retrieved 2026-10-07
Third-party on-ramp and off-ramp providers who perform KYC and AML or sanctions checks. The privacy policy names MoonPay; the terms name no provider.
identity verification (KYC), compliance checks (including AML/sanctions), pricing, execution, settlement, and dispute handling
tangem.com
Staking · 3 of 5Retrieved 2026-10-07
Third-party validators, not named in the terms
staking of Blockchain Assets with third-party validators ('Staking')
tangem.com
Staking · 4 of 5Retrieved 2026-10-07
Third-party DeFi protocols for Yield Services, not named in the terms
TANGEM RESERVES THE RIGHT TO CHANGE ACCESS TO ANY DEFI PROTOCOL AT ANY TIME WITHOUT NOTICE
tangem.com
Swap · 5 of 5Retrieved 2026-10-07
Blockratize Inc., doing business as Polymarket, for the Predictions Service, under Polymarket's own terms at https://polymarket.com/tos
Using the Official Mobile Application, User may access prediction-market style, event-based contracts made available by Blockratize Inc., doing business as Polymarket ("Polymarket")
tangem.com

8. Withdrawing your access to the interface

Your keys are yours. The software you reach them through is licensed, and the licence can be withdrawn. 2 clauses are recorded on this point.

Interface termination · clause 1Retrieved 2026-10-07
The license will terminate automatically without notice from Tangem if you breach any provision of these Terms
tangem.com
Interface termination · clause 2Retrieved 2026-10-07
modify, suspend, block, or remove access to any Third-Party Service, or to a specific provider, at its sole discretion and without prior notice
tangem.com

Section 9.1.7. The discretion applies to third-party services inside the app, not to the device.

9. Who can block an address

Tangem claims no power to block an address in the documents read. No clause in the documents read discloses that another party in the stack can freeze or blacklist an address either. That is an absence of disclosure, not a guarantee that no such party exists.

Address blocking · clause 1Retrieved 2026-10-07
The power sits with Polymarket for the Predictions Service, not with Tangem. Separately, Tangem's privacy help page says Tangem has no servers connected to blockchains and cannot interfere with wallet operations.
Polymarket may, in accordance with its own terms and applicable law, restrict, delay, or freeze specific transactions or wallet addresses
tangem.com

The power sits with Polymarket for the Predictions Service, not with Tangem. Separately, Tangem's privacy help page says Tangem has no servers connected to blockchains and cannot interfere with wallet operations.

10. What the terms say about gambling

Position recorded: not disclosed. No clause naming gambling, betting, casinos or wagering was found in the documents read. That is an absence in the documents, not a permission, and the general prohibition on unlawful use still applies.

No clause naming gambling, betting, casinos or wagering was found in the Terms of Service (Official Mobile Application), last updated 14 September 2026. The same terms do integrate a Predictions Service (section 9.5): event-based prediction-market contracts provided by Blockratize Inc., doing business as Polymarket, inside the Tangem app. The terms describe it as prediction-market style, event-based contracts and do not use the word gambling; the register does not reclassify it. Searched tangem.com, retrieved 2026-10-07.

The card side of the same question is on the card register, and the casino side on KYC on withdrawal.

11. Chains it names

Of the eight chains this register filters on, Tangem names 8: Bitcoin, Ethereum, Solana, TON, Tron, BNB Chain, Base, Polygon. Not named on the pages read: none. All eight networks the register filters on are named in the supported-blockchains list of a Tangem blog post. The source is Tangem's own blog, not a help-centre support matrix; network support per card generation or per app version was not checked.

Chains · evidence 1Retrieved 2026-10-07
Bitcoin
tangem.com
Chains · evidence 2Retrieved 2026-10-07
Ethereum
tangem.com
Chains · evidence 3Retrieved 2026-10-07
Chains · evidence 4Retrieved 2026-10-07
Chains · evidence 5Retrieved 2026-10-07
Chains · evidence 6Retrieved 2026-10-07
BNB Smart Chain (BEP‑20)
tangem.com
Chains · evidence 7Retrieved 2026-10-07
Chains · evidence 8Retrieved 2026-10-07
Polygon
tangem.com

12. Liability, amendment, arbitration and where you can use it

The liability clause excludes liability for all loss rather than capping it at a figure. It is the clause that decides what the rest of the document is worth.

Liability · clause 1Retrieved 2026-10-07
any failure to be able to use Tangem Wallet and/or Official Mobile Application, for any reason whatsoever
tangem.com

One limb of a clause under which Tangem and Tangem Affiliates shall not be held liable, which also covers loss of Blockchain Assets on loss or total breakdown of a Wallet. No monetary cap is stated.

Unilateral amendment · clause 1Retrieved 2026-10-07
Tangem may modify or amend these Terms at any time
tangem.com
Arbitration · clause 1Retrieved 2026-10-07
Court jurisdiction, not arbitration: disputes go to the courts of the Canton of Zug.
these Terms and any separate agreements whereby Tangem provides User the Services shall be governed by the laws of Switzerland
tangem.com

Court jurisdiction, not arbitration: disputes go to the courts of the Canton of Zug.

Where you may not use it · clause 1Retrieved 2026-10-07
not located in, a resident of, or organized in any jurisdiction or territory subject to comprehensive country-wide economic sanctions
tangem.com
Where you may not use it · clause 2Retrieved 2026-10-07
Attempting to circumvent any such restriction, including through the use of a virtual private network (VPN) or similar technology, is a violation of these Terms
tangem.com

Attached to the Predictions Service geographic restrictions implemented by Polymarket.

What the provider states it processes, and who it passes it to. Recorded because a wallet that never touches a key can still see every address you hold.

Data sharing · clause 1Retrieved 2026-10-07
Device information collected, per the privacy policy last updated 11 April 2025. The policy names Google Analytics and Firebase as analytics providers.
IP address, browser type and version, operating system, device identifiers, and mobile network information
tangem.com

Device information collected, per the privacy policy last updated 11 April 2025. The policy names Google Analytics and Firebase as analytics providers.

Data sharing · clause 2Retrieved 2026-10-07
Help-centre statement. It sits beside a privacy policy that lists IP address and device identifiers among the data collected.
Tangem does not track incoming or outgoing transactions. We do not collect wallet addresses, user personal information, or any other information that could identify users or their phones.
tangem.com

Help-centre statement. It sits beside a privacy policy that lists IP address and device identifiers among the data collected.

13. Public record

Matters of public record, taken from primary sources and stated with them. Both of the records below were disclosed by the provider itself or entered in a public vulnerability register, rather than found in the press.

Incident · 2024-12-31tangem.com

Tangem disclosed that, when a wallet was activated with a seed phrase, by generating or importing one, the private key was written to the mobile app's logs. Fixed in app version 5.19.1 on the App Store and 5.19.2 on Google Play. Tangem stated fewer than 0.1 percent of users could be affected, that no private keys were compromised and no funds lost, that it deleted all logs and attachments containing the data, and advised affected users to move funds, reset the wallet and reactivate it.

No private keys were compromised, no user funds were lost, and no accounts were accessed.
Incident · 2025-09-17tangem.com

Tangem's response to research by Ledger Donjon, which in a lab setting bypassed the time delays protecting against incorrect access-code attempts on a Tangem card. Tangem describes the risk as hypothetical and not exploitable in practice, and states it will not change its policy. No loss of funds is reported.

In a controlled lab setting, Donjon's researchers used specialized equipment to bypass the standard time delays that protect against incorrect access code attempts.

A disclosed lab finding, not a loss event. The date is the date of Tangem's post. Ledger Donjon's own report was not read, and Ledger is a competitor.

14. Who should avoid Tangem

Anyone who needs a named party to be answerable for a loss. The liability position is excludes liability for all loss, and the terms disclaim responsibility for every third-party service the app routes you into.

Arculus getarculus.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, TON, Tron, BNB Chain, Base, Polygon.Atomic Wallet atomicwallet.io3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Tron.Backpack backpack.app2 sub-service clauses recorded. Names Solana, Ethereum, Base, BNB Chain, Polygon.Bitget Wallet web3.bitget.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Polygon, Tron, Solana.Blockstream Jade (Blockstream app) blockstream.com2 sub-service clauses recorded. Names Bitcoin.Coinbase Wallet wallet.coinbase.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Base.COLDCARD coldcard.com0 sub-service clauses recorded. Names Bitcoin.D'CENT dcentwallet.com3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Tron.Exodus exodus.com4 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana.Keplr keplr.app3 sub-service clauses recorded. Names Ethereum, Bitcoin.Keystone keyst.one2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Polygon, Base, Tron.Ledger Wallet (Ledger Live) ledger.com3 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana, Tron.OKX Wallet web3.okx.com1 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Tron, TON.Rabby Wallet rabby.io2 sub-service clauses recorded. Names Ethereum, BNB Chain, Base, Polygon.Robinhood Wallet robinhood.com4 sub-service clauses recorded. Names Ethereum, Bitcoin, Solana, BNB Chain, Base, Polygon.SafePal safepal.com4 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Tron, Polygon, Solana.Solflare solflare.com2 sub-service clauses recorded. Names Solana.Sparrow Wallet sparrowwallet.com1 sub-service clauses recorded. Names Bitcoin.Tonkeeper tonkeeper.com3 sub-service clauses recorded. Names TON, Tron, Ethereum, Bitcoin, Base, BNB Chain.Trezor (Trezor Suite) trezor.io3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Tron.Uniswap Wallet wallet.uniswap.org5 sub-service clauses recorded. Names Ethereum, Base, BNB Chain, Polygon, Solana.Wallet in Telegram wallet.tg2 sub-service clauses recorded. Names TON, Tron, Ethereum, Solana.Wasabi Wallet wasabiwallet.io2 sub-service clauses recorded. Names Bitcoin.Xverse xverse.app4 sub-service clauses recorded. Names Bitcoin.Zengo zengo.com1 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana, Tron, TON, Base, Polygon.Zerion zerion.io4 sub-service clauses recorded. Names Ethereum, Solana, Tron, BNB Chain, Base, Polygon.Trust Wallet trustwallet.com9 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Tron, TON.Phantom phantom.com7 sub-service clauses recorded. Names Solana, Ethereum, Bitcoin, Base, Polygon.MetaMask metamask.io8 sub-service clauses recorded. Names Ethereum, Bitcoin, Base, Solana, Tron, Polygon, BNB Chain.

Or read the whole wallet register, the card register, the same method applied to exchanges and to crypto casinos, the clause library at clause watch, or how this register works.

15. Sources

Compiled by the CryptoGuardz register team. First published 2026-10-07, last reviewed 2026-10-07. Every quotation on this page is verbatim from the document named beside it. Research and drafting are AI-assisted and reviewed by a named editor before publication. Corrections: corrections.