CryptoGuardzIndependent crypto register
Read the binding document, check it against the issuing register, publish the disagreement18+ · Gambling carries risk of loss

Choose a language

The register is published in these languages. If this page has no version in one of them, you go to that language’s home page.

Photo: Jason Dent / UnsplashRegister entry · sparrowwallet.com

Is Sparrow Wallet safe? What its own terms say

Hacked, support scams, fees: is Sparrow Wallet safe? The incident and support page.

In short, from the documents

Is Sparrow Wallet safe to use for casino deposits?

Sparrow Wallet's terms disclaim custody and access to your keys, so by their account only you can sign a deposit. Its terms name no gambling rule (sparrowwallet.com, read 2026-10-07), which is an absence, not a permission. 5 points are not verified. No primary-source incident is recorded. Liability: excluded for all loss. Chains named: Bitcoin.

Documents last checked Reviewed by CryptoGuardz Register Desk, editorial desk

Sparrow Wallet: keys held by you. Self-custodial, by the terms.Who holds the keysYouDeviceSharedProviderMarked: YouSelf-custodial, by the terms.Sparrow Wallet: who can block an address: none disclosed in the documents read.Who can block an addressNobodyProviderThird partyMarked: NobodyNone disclosed in the documents read.Sparrow Wallet: gambling clause: not disclosed, read 2026-10-07. The terms name no gambling rule, which is an absence, not a permission.Gambling clauseBannedSilentAllowedMarked: Silent, not disclosedThe terms name no gambling rule, which is anabsence, not a permission. Read 2026-10-07.Sparrow Wallet: 0 primary-source incidents recorded.Incidents on record0incidentsOnly incidents a primary source records.
Sparrow Wallet: keys held by you; who can block an address: none disclosed in the documents read; gambling clause: not disclosed; 0 primary-source incidents recorded. From its own terms, documents last checked . Not a rating. Drawn by the CryptoGuardz Register Desk from the record.

Disclosure: CryptoGuardz has no commercial relationship with Sparrow Wallet, earns nothing if you install it, and has not contacted the company or given it notice of this entry. Every statement below is either a verbatim quote from a document Sparrow Wallet publishes or a statement about a public record, and both carry the date they were read. Corrections go to the corrections page.

3 clauses quoted verbatim · 1 sub-service clauses · 5 recorded gaps · 0 primary-source incidents · no numeric score

1. What this means for you

Consequences first, in the conditional, each one produced by a clause in a document Sparrow Wallet publishes itself. Every line links to that clause, quoted in full and dated. None of them is a claim that Sparrow Wallet can move your coins on chain: the terms disclaim that power and this register takes them at their word on it.

What can happen to you, and what in the document allows it

2 conditions, each one read out of a document Sparrow Wallet publishes itself, out of the register of the authority that licensed it, or out of the limits of what this register has measured. Each link lands on the evidence.

2. What this entry records, and what it does not

This register publishes no number for a wallet. The payout score on the casino register has five defined components and a published arithmetic; no equivalent instrument exists here. What follows is a field-by-field account of what was read, where and when.

Binding termsRead in full3 clauses captured verbatim across 2 topics, retrieved 2026-10-07
Contracting entityNo company. The privacy policy names the developer as an individual, Craig Raw, with a contact address at sparrowwallet.com.No jurisdiction of incorporation stated in the binding document
Custody position in the termsDisclaims custody and disclaims access to key materialAsserted from the features page, which describes private keys held encrypted on the user's machine and unlocked only for signing, and from the absence of any account or server-side key component. No binding clause states it.
Sub-services1 clauses recordedNode and RPC. A count of recorded clauses, not of distinct companies.
Code auditNot measuredNo security audit, source review or reproducible-build check has been carried out or read by this register. A wallet's safety is largely decided there, and nothing on this page speaks to it.
First-party testNot measuredNo transaction has been signed, no swap executed and no recovery flow run through this product by this register.
Default node providerNot disclosedNo RPC or node provider is named in any primary document retrieved.

3. What we could not verify

Every entry carries this section. The gaps are published because a reader deserves the limits of the check as well as its results.

  • Terms of service. None was located on sparrowwallet.com or in the repository. Recorded as not existing on the evidence retrieved.
  • Which public Electrum servers Sparrow lists by default, who operates them, and their logging. Not named in any page retrieved.
  • What the Apple App Store mobile application covered by the privacy policy is, and how it relates to the desktop wallet.
  • Whether Sparrow has any coinjoin feature after the April 2024 Samourai Whirlpool shutdown. Not addressed on the pages retrieved.
  • Documented incidents. No primary-source incident was located. Absence here is absence of a search result, not evidence of no incident.

4. Who you are contracting with

The binding document names a company. It does not name a jurisdiction of incorporation, which is a different and smaller gap: a reader can find the counterparty but not the register it sits in.

Named counterpartyNo company. The privacy policy names the developer as an individual, Craig Raw, with a contact address at sparrowwallet.com.source · retrieved 2026-10-07
Jurisdictionnull
Relationships disclosedNone. The privacy policy states the application uses no third-party analytics, advertising networks or other external services that collect user information. The wallet itself connects to Electrum servers of the user's choosing, including public servers, or to the user's own Bitcoin Core node.
How the binding document identifies the counterpartyRetrieved 2026-10-07
Developer: Craig Raw
sparrowwallet.com

5. The custody claim, and what the binding document says

The homepage claims financial self sovereignty; it makes no custody claim in the words the register counts. The features page describes local, encrypted key storage.

Sparrow Wallet: the claim and the clause
What it says where you read it
Sparrow is a Bitcoin wallet for those who value financial self sovereignty.
sparrowwallet.com · 2026-10-07
What the binding document says
Unless required by applicable law or agreed to in writing, Licensor provides the Work (and each Contributor provides its Contributions) on an "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND
github.com · 2026-10-07
A second marketing statement on the same pointRetrieved 2026-10-07
Sparrow software wallets, normally encrypted, have their private keys unlocked only for the duration of the signing (in temporary local variable storage).
sparrowwallet.com

There are no terms of service. The Apache License 2.0 is the only binding text and says nothing about custody. Sparrow is desktop software that holds keys locally, or acts as the interface to a hardware wallet that holds them; the custody position comes from the software design as documented.

Provider holds key material: no. Asserted from the features page, which describes private keys held encrypted on the user's machine and unlocked only for signing, and from the absence of any account or server-side key component. No binding clause states it.

6. Recovery, and where the terms and the marketing differ

Cloud or hosted backup offeredno
What is storedNothing by any provider. Wallet files are stored encrypted on the user's computer; the user keeps the seed or uses a hardware wallet.
WhereOn the user's computer, the user's hardware wallet, and the user's own seed backup.
Changes the custody positionno
Recovery, in the provider's own wordsRetrieved 2026-10-07
Sparrow software wallets, normally encrypted, have their private keys unlocked only for the duration of the signing (in temporary local variable storage).
sparrowwallet.com
Where the binding document and the published product disagree

The only policy document is a privacy policy scoped to an Apple App Store mobile application, stating the app functions entirely offline and sends no data to external servers. The desktop wallet, as described on Sparrow's own homepage and best-practices page, connects to public or private Electrum servers and shares balance and IP address with public servers. The policy does not cover the desktop product, and no document does.

7. The app is not the wallet

1 clauses, each one a place where the product routes a user to a counterparty the user never contracts with by name, under terms the user never opens. The count is of recorded clauses and not of distinct companies: two entries can name the same counterparty and each still be a separate thing the terms permit.

Node and RPC · 1 of 1Retrieved 2026-10-07
Public Electrum servers operated by third parties, none named, or the user's own Electrum server or Bitcoin Core node
Sparrow is also strongly supportive of privacy, and aims to be a wallet that takes users on a privacy journey from using public servers to using cold storage techniques on private servers.
sparrowwallet.com

8. Withdrawing your access to the interface

Your keys are yours. The software you reach them through is licensed, and the licence can be withdrawn. 0 clauses are recorded on this point.

9. Who can block an address

Sparrow Wallet claims no power to block an address in the documents read. No clause in the documents read discloses that another party in the stack can freeze or blacklist an address either. That is an absence of disclosure, not a guarantee that no such party exists.

10. What the terms say about gambling

Position recorded: not disclosed. No clause naming gambling, betting, casinos or wagering was found in the documents read. That is an absence in the documents, not a permission, and the general prohibition on unlawful use still applies.

Sparrow publishes no terms of service. The privacy policy and the Apache 2.0 licence were searched; neither names gambling, betting, casinos or wagering. Searched sparrowwallet.com, retrieved 2026-10-07.

The card side of the same question is on the card register, and the casino side on KYC on withdrawal.

11. Chains it names

Of the eight chains this register filters on, Sparrow Wallet names 1: Bitcoin. Not named on the pages read: Ethereum, Solana, TON, Tron, BNB Chain, Base, Polygon. The homepage describes Sparrow as a Bitcoin wallet and no other network is mentioned on the homepage or features page. No page retrieved states Bitcoin-only in those words.

Chains · evidence 1Retrieved 2026-10-07
Sparrow is a Bitcoin wallet for those who value financial self sovereignty.
sparrowwallet.com

12. Liability, amendment, arbitration and where you can use it

The liability clause excludes liability for all loss rather than capping it at a figure. It is the clause that decides what the rest of the document is worth.

Liability · clause 1Retrieved 2026-10-07
In no event shall any Contributor be liable to You for damages, including any direct, indirect, special, incidental, or consequential damages of any character arising as a result of this License
github.com

Apache License 2.0, section 8.

What the provider states it processes, and who it passes it to. Recorded because a wallet that never touches a key can still see every address you hold.

Data sharing · clause 1Retrieved 2026-10-07
The policy states it covers Sparrow's mobile application on the Apple App Store, not the desktop wallet. It describes an app with pre-loaded static content that functions offline.
Sparrow Wallet does not collect, store, or transmit any personal information or data from users.
sparrowwallet.com

The policy states it covers Sparrow's mobile application on the Apple App Store, not the desktop wallet. It describes an app with pre-loaded static content that functions offline.

Data sharing · clause 2Retrieved 2026-10-07
Sparrow's own warning about what a public server learns when the desktop wallet connects to it.
sharing your balance and location via your IP address
sparrowwallet.com

Sparrow's own warning about what a public server learns when the desktop wallet connects to it.

13. Public record

No incident is recorded for Sparrow Wallet. That is not a clean bill of health. No primary source, meaning a company disclosure, a public vulnerability register entry or a regulator action, was located within this collection. Absence of a record here is the absence of a search result.

14. Who should avoid Sparrow Wallet

Anyone who needs a named party to be answerable for a loss. The liability position is excludes liability for all loss, and the terms disclaim responsibility for every third-party service the app routes you into.

Arculus getarculus.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, TON, Tron, BNB Chain, Base, Polygon.Atomic Wallet atomicwallet.io3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Tron.Backpack backpack.app2 sub-service clauses recorded. Names Solana, Ethereum, Base, BNB Chain, Polygon.Bitget Wallet web3.bitget.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Polygon, Tron, Solana.Blockstream Jade (Blockstream app) blockstream.com2 sub-service clauses recorded. Names Bitcoin.Coinbase Wallet wallet.coinbase.com2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Base.COLDCARD coldcard.com0 sub-service clauses recorded. Names Bitcoin.D'CENT dcentwallet.com3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Tron.Exodus exodus.com4 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana.Keplr keplr.app3 sub-service clauses recorded. Names Ethereum, Bitcoin.Keystone keyst.one2 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Polygon, Base, Tron.Ledger Wallet (Ledger Live) ledger.com3 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana, Tron.OKX Wallet web3.okx.com1 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Tron, TON.Rabby Wallet rabby.io2 sub-service clauses recorded. Names Ethereum, BNB Chain, Base, Polygon.Robinhood Wallet robinhood.com4 sub-service clauses recorded. Names Ethereum, Bitcoin, Solana, BNB Chain, Base, Polygon.SafePal safepal.com4 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Tron, Polygon, Solana.Solflare solflare.com2 sub-service clauses recorded. Names Solana.Tangem tangem.com5 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, TON, Tron, BNB Chain, Base, Polygon.Tonkeeper tonkeeper.com3 sub-service clauses recorded. Names TON, Tron, Ethereum, Bitcoin, Base, BNB Chain.Trezor (Trezor Suite) trezor.io3 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, Tron.Uniswap Wallet wallet.uniswap.org5 sub-service clauses recorded. Names Ethereum, Base, BNB Chain, Polygon, Solana.Wallet in Telegram wallet.tg2 sub-service clauses recorded. Names TON, Tron, Ethereum, Solana.Wasabi Wallet wasabiwallet.io2 sub-service clauses recorded. Names Bitcoin.Xverse xverse.app4 sub-service clauses recorded. Names Bitcoin.Zengo zengo.com1 sub-service clauses recorded. Names Bitcoin, Ethereum, BNB Chain, Solana, Tron, TON, Base, Polygon.Zerion zerion.io4 sub-service clauses recorded. Names Ethereum, Solana, Tron, BNB Chain, Base, Polygon.Trust Wallet trustwallet.com9 sub-service clauses recorded. Names Bitcoin, Ethereum, Solana, BNB Chain, Tron, TON.Phantom phantom.com7 sub-service clauses recorded. Names Solana, Ethereum, Bitcoin, Base, Polygon.MetaMask metamask.io8 sub-service clauses recorded. Names Ethereum, Bitcoin, Base, Solana, Tron, Polygon, BNB Chain.

Or read the whole wallet register, the card register, the same method applied to exchanges and to crypto casinos, the clause library at clause watch, or how this register works.

15. Sources

Compiled by the CryptoGuardz register team. First published 2026-10-07, last reviewed 2026-10-07. Every quotation on this page is verbatim from the document named beside it. Research and drafting are AI-assisted and reviewed by a named editor before publication. Corrections: corrections.